MITCHEL NDLOVU

Mitchel Ndlovu is a 21 year old female from Hatcliff Extension, Harare who survives through making beads and selling them. She joined JA and had Entrepreneurship and financial literacy classes at Hatcliff Community Hall.

“I learnt a lot of things which include how to save money, writing business plans, how to manage them, and making my business professional. Before she joined the JA program she was making beads as a hobby, but after the trainings that she did she now sees business in a different angle. “I was one of the lucky people to have been supported by JA Zimbabwe. They helped boast my existing business by buying more beads for me so as to make more products,” she said. Mitchel said now she is able to create a lot of beads and the demand has even risen. Before, l was selling few beads which generated a few profits but now l make more and the demand is rising as well. I am so grateful to JA Zimbabwe for empowering us and helping us achieve our own dream, this has changed my life.

#YouthEmpowerment #Entreprenuership #FinancialLiteracy #

STANLEY MOYO

This is a story of Stanley Moyo a 22 year old youth from Pumula, Bulawayo who learnt about Junior Achievement Zimbabwe after picking up a manual on his way to shops. "When l picked up the book the first page was torn apart so l didn't know that it was a JAZ manual,"said Stanley. As a person who loves reading books he said he then started reading the book and found it interesting.

"I learnt about finding my talent, working in groups, interpersonal skills, building a rapport and how l can use it effectively in my resume," said Stanley. He said he was impressed after picking up the book and from there he knows about entrepreneurship, solving community problems and identifying problems and coming up with products. After acquiring all the knowledge about JAZ Stanley later on joined on the 12th of September 2018 at Pumula Old Eslwane Youth Centre. He started attending the JAZ sessions and it has increased the knowledge he had before.

#YouthEmpowerment #SuccessStory #JAZ #Education

MITCHEL NDLOVU

Wisdom Muronda is a 27 year old young man who was trained in business and entrepreneurship in 2015 by Junior Achievement Zimbabwe in partnership with Zimbabwe Works: International Youth Foundation program funded by SIDA, USAID and DFID. In 2015 Wisdom was running a small internet cafe in his neighborhood in Mbizo Township in Kwekwe. He used to have one computer in his cafe and after the training which equipped him with savings culture and investments coupled with the access of finance from Inclusive Financial Services Micro-finance, he saw himself expanding his business in 2016 where he added 3 more computers in his cafe alongside hardware supplies though he would do this by orders from his usual cafe clients. His income grew from $500 net profit per month to $2000 in 2017. Beginning 2018 he managed to open a fully-fledged Hardware shop in the city Center where he is operating as Wisytity Hardware. His net income with the new shop in town ranges from $3000-$4000 per month and his stock will be at least $10 000 every month.

Wisdom attributes his success to hardworking, and focus. He testified that the exposure he got from the JAZ training molded him to be a determined entrepreneur. He also pointed that the mentor ship he got from already successful hardware owners also contributed to his success. He reiterated that he is now able to take care of his extended family financially providing them with their basic needs. Access of finance was key in his support from JAZ. However Wisdom pointed out that the economy instability has been a challenge in his business as well as high rentals in town would take his larger chunk of his profits. He pointed out that there is need for some advocacy to be done engaging the City council to allocate business stands to aspiring and successful youths for them to have sustainable business growth.

TITUS

Titus is into agricultural value chain business focusing on procurement of maize grain which he suppliers to Delta Beverages Ltd and National Foods Company. Upon getting an order to supply 2,000 tonnes of maize, Titus began the loan application process in July and was declined twice due to lack of collateral.

This did not dampen his spirit, instead he reapplied and was able to provide cash cover through his debtors to cover the loan amount. He eventually received the loan amount at the end of September 2016. Before receiving training his business was making an average net profit of $800/month. The entrepreneurship and business management training received under JAZ and Z:W partnership assisted Titus to explore new markets and will see his business expanding. The capital injection through the loan received from Steward Bank is likely to increase his net income to $2,000/month. So far the business has managed to recruit two additional new employees

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